{"id":2099,"date":"2024-02-13T14:34:35","date_gmt":"2024-02-13T19:34:35","guid":{"rendered":"http:\/\/18.224.44.141\/?page_id=2099"},"modified":"2024-04-01T09:30:35","modified_gmt":"2024-04-01T13:30:35","slug":"cd","status":"publish","type":"page","link":"https:\/\/prod-admin.cfcudev.com\/personal\/personal-banking\/saving-accounts\/cd\/","title":{"rendered":"Certificate of Deposit"},"content":{"rendered":"<div class=\"intro-hero  pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]\">\n    <div class=\"intro-hero_text-container rounded-3xl p-5\">\n                <h1 class=\"section-title\">Christian Financial Credit Union | Certificates of Deposit<\/h1>\n                <h2 class=\"playfair\">Secure your savings with a CD<\/h2>\n        <h4 class=\"intro-hero-text\">A Certificate of Deposit (CD) is like a money time capsule &#8211; you lock away your cash for a set amount of time, and in return, your account gains interest. Sit back and watch your cash blossom with our variety of CD options!<\/h4>\n            <\/div>\n    <div class=\"intro-hero_image-container intro-hero_image-container_icon bg-cfcu-primary-blue\">\n                    <img decoding=\"async\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/icon-rainy-day-fund.svg\" class=\"intro-hero_image_icon\" alt=\"\" \/>\n            <\/div>\n<\/div>\n\n\n<div class=\" pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]\">\n    \n        \n    <div class=\"promo-container promo-container__large \">                            <div class=\"promo_image-container promo_image-container_img-left promo_image-container_large text-cfcu-supplementary-gray-10 \" style=\"background-image: url('https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/04\/AdobeStock_708626317-scaled.jpeg');\"><\/div>\n                <div class=\"promo_text-container_img-left promo_text-container rounded-3xl p-10\">\n                            <div class=\"section-title\">More than just savings<\/div>\n                                        <h3>Explore our limited time savings offer \u2013 <\/h3>\n                                                    <div><p><span class=\"TextRun SCXW80842384 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\" data-ccp-parastyle-defn=\"{&quot;ObjectId&quot;:&quot;f58b6a15-54ca-4fc9-b4c3-b61ed821d3ec|109&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;0&quot;,201342447,&quot;4&quot;,201342448,&quot;2&quot;,201342449,&quot;0&quot;,469777841,&quot;Arial&quot;,469777842,&quot;&quot;,469777843,&quot;&quot;,469777844,&quot;Arial&quot;,201341986,&quot;0&quot;,469769226,&quot;Arial&quot;,335551500,&quot;9981440&quot;,268442635,&quot;28&quot;,335559739,&quot;0&quot;,335559738,&quot;40&quot;,335560102,&quot;1&quot;,134245418,&quot;true&quot;,134245529,&quot;true&quot;,469775450,&quot;CFCU Section Heading&quot;,201340122,&quot;2&quot;,134234082,&quot;true&quot;,134233614,&quot;true&quot;,469778129,&quot;CFCUSectionHeading&quot;,335572020,&quot;1&quot;,134224900,&quot;true&quot;,134224901,&quot;true&quot;,469777929,&quot;CFCU Section Heading Char&quot;,469778324,&quot;heading 2&quot;]}\" data-ccp-parastyle-linked-defn=\"{&quot;ObjectId&quot;:&quot;f58b6a15-54ca-4fc9-b4c3-b61ed821d3ec|110&quot;,&quot;ClassId&quot;:1073872969,&quot;Properties&quot;:[201342446,&quot;0&quot;,201342447,&quot;4&quot;,201342448,&quot;2&quot;,201342449,&quot;0&quot;,469777841,&quot;Arial&quot;,469777842,&quot;&quot;,469777843,&quot;&quot;,469777844,&quot;Arial&quot;,201341986,&quot;0&quot;,469769226,&quot;Arial&quot;,335551500,&quot;9981440&quot;,268442635,&quot;28&quot;,469775450,&quot;CFCU Section Heading Char&quot;,201340122,&quot;1&quot;,134233614,&quot;true&quot;,469778129,&quot;CFCUSectionHeadingChar&quot;,335572020,&quot;1&quot;,134231262,&quot;true&quot;,134224900,&quot;true&quot;,134224901,&quot;true&quot;,469777929,&quot;CFCU Section Heading&quot;,469778324,&quot;Heading 2 Char&quot;]}\">O<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">pen a 12-month CD at 5.00<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">% APY<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">*<\/span> <\/span><span class=\"LineBreakBlob BlobObject DragDrop SCXW80842384 BCX0\"><span class=\"SCXW80842384 BCX0\">\u00a0<\/span><br class=\"SCXW80842384 BCX0\" \/><\/span><span class=\"TextRun SCXW80842384 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">Or a<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\"> 18<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">&#8211;<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">Month CD <\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">at<\/span><span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\"> 4.50%<\/span> <span class=\"NormalTextRun SCXW80842384 BCX0\" data-ccp-parastyle=\"CFCU Section Heading\">APY*<\/span><\/span><span class=\"EOP SCXW80842384 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:40,&quot;335559739&quot;:0}\">\u00a0<\/span><\/p>\n<\/div>\n                                    <div class=\"flex\">\n                                    <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?Promo=CDWeb\"><button id=\"promotion-cta-button\" class=\"\">Begin Saving Today!<\/button><\/a>\n                                            <\/div>\n        <\/div>\n    <\/div>\n    <\/div>\n\n<script>let autoMinRate = 0;let shedMinRate = 0;<\/script>\n<script>\n    const currencyFormat = ($input) => {\n        let displayedValue = `${$input.val()}`\n        \/\/ prevent NaN\n        if ((displayedValue.substring(0,1) != '$' && !parseInt(displayedValue))\n            || displayedValue === '$') {\n            $input.val('$0')\n            displayedValue = '$0'\n        }\n        \/\/ add dollar sign on initial entry\n        if (displayedValue.substring(0,1) != '$') {\n            displayedValue = '$' + displayedValue\n        }\n        \/\/ parse currency text as int\n        const actualValue = parseInt(displayedValue.split('$')[1].split(',').join('')) \/\/ decodeCurrency\n        if (actualValue === 'NaN') {\n            actualValue = 0\n        }\n        \/\/ but put commas in right places\n        $input.val('$'+actualValue.toLocaleString()) \/\/ inline encode\n        return actualValue\n    }\n    function makeCommas() {\n            arguments[0].value = parseInt(arguments[0].value).toLocaleString() != 'NaN' ? parseInt(arguments[0].value).toLocaleString() : 0\n    } \n    function clearDollar() {\n        arguments[0].value = arguments[0].value.split(',').join('') || 0\n    }\n<\/script>\n\n<div class=\"w-full flex justify-center\">\n    <div class=\"calculator-container lg:w-1\/2 md:w-3\/4 sm:w-full\">\n        <div>\n            <h3 class=\"\">Calculate CD\/Savings Account Earnings<\/h3>\n        <\/div>\n        \n        \n                                            <script>\n                const calculateCdYield = () => {\n                    const depositAmount = currencyFormat($('#deposit-amount'))\n                    if (depositAmount < 1 || depositAmount > 999999999) {\n                        $('#cd-apy-deposit-amount-error').html('Please enter an amount between 1 and 999,999,999')\n                        $('.cd-earnings').html('-')\n                        return\n                    } else {\n                        $('#cd-apy-deposit-amount-error').html('')\n                        \/\/ put actual value in earnings column...\n                        for (let i=0; i<10; i++) {\n                            \/\/ get the term months\n                            const termMonths = parseInt($(`#cd-term-${i}`).attr('data-term'))\n                            \/\/ get the rate\n                            const cdRate = parseFloat($(`#cd-rate-${i}`).attr('data-rate'))\n                            \/\/ use the formula\n                            const value = (depositAmount * cdRate * termMonths \/ 12).toFixed(2)\n                            const cents = String(value).substring(value.length-3)\n                            $(`#cd-earnings-${i}`).html('$'+parseInt(value).toLocaleString()+cents)\n                            \/\/ display results\n                        }\n                    }\n                }\n            <\/script>\n\n            <div class=\"flex flex-col gap-2 bg-[#FFE2AD] rounded-none pb-2\">\n                <label for=\"deposit-amount\" class=\"calculator-input-label mt-3\">Enter Your Deposit Amount<\/label>\n                <input id=\"deposit-amount\" class=\"calculator-input border-solid border-black border-2\" type=\"text\" oninput=\"calculateCdYield()\" \/>\n                <span id=\"cd-apy-deposit-amount-error\" class=\"calculator-error-message\"><\/span>\n            <\/div>\n            <div class=\"calculator-input flex flex-col gap-2\">\n                <div class=\"grid grid-cols-3 grid-flow-row\">\n                    <div class=\"font-bold text-sm border-b-2\">CD Term<\/div>\n                    <div class=\"font-bold text-sm border-b-2\">Annual Percentage Yield (APY)<\/div>\n                    <div class=\"font-bold text-sm border-b-2\">Earnings<\/div>\n                    \n                                                                <div id=\"cd-term-0\" class=\"flex items-center h-14 bg-white\" data-term=\"12\">12 Month Super Saver Certificate**<\/div>\n                        <div id=\"cd-rate-0\" class=\"flex items-center h-14 align-middle bg-white\" data-rate=\"0.04\">4.00%<\/div>\n                        <div id=\"cd-earnings-0\" class=\"flex items-center h-14 align-middle cd-earnings bg-white\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-1\" class=\"flex items-center h-14 bg-cfcu-supplementary-gray-5\" data-term=\"12\">12 Month Save To Win Certificate***<\/div>\n                        <div id=\"cd-rate-1\" class=\"flex items-center h-14 align-middle bg-cfcu-supplementary-gray-5\" data-rate=\"0.015\">1.50%<\/div>\n                        <div id=\"cd-earnings-1\" class=\"flex items-center h-14 align-middle cd-earnings bg-cfcu-supplementary-gray-5\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-2\" class=\"flex items-center h-14 bg-white\" data-term=\"12\">12 Month Youth Certificate<\/div>\n                        <div id=\"cd-rate-2\" class=\"flex items-center h-14 align-middle bg-white\" data-rate=\"0.05\">5.00%<\/div>\n                        <div id=\"cd-earnings-2\" class=\"flex items-center h-14 align-middle cd-earnings bg-white\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-3\" class=\"flex items-center h-14 bg-cfcu-supplementary-gray-5\" data-term=\"12\">12 Month<\/div>\n                        <div id=\"cd-rate-3\" class=\"flex items-center h-14 align-middle bg-cfcu-supplementary-gray-5\" data-rate=\"0.05\">5.00%<\/div>\n                        <div id=\"cd-earnings-3\" class=\"flex items-center h-14 align-middle cd-earnings bg-cfcu-supplementary-gray-5\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-4\" class=\"flex items-center h-14 bg-white\" data-term=\"18\">18 Month<\/div>\n                        <div id=\"cd-rate-4\" class=\"flex items-center h-14 align-middle bg-white\" data-rate=\"0.045\">4.50%<\/div>\n                        <div id=\"cd-earnings-4\" class=\"flex items-center h-14 align-middle cd-earnings bg-white\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-5\" class=\"flex items-center h-14 bg-cfcu-supplementary-gray-5\" data-term=\"24\">24 Month<\/div>\n                        <div id=\"cd-rate-5\" class=\"flex items-center h-14 align-middle bg-cfcu-supplementary-gray-5\" data-rate=\"0.045\">4.50%<\/div>\n                        <div id=\"cd-earnings-5\" class=\"flex items-center h-14 align-middle cd-earnings bg-cfcu-supplementary-gray-5\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-6\" class=\"flex items-center h-14 bg-white\" data-term=\"36\">36 Month<\/div>\n                        <div id=\"cd-rate-6\" class=\"flex items-center h-14 align-middle bg-white\" data-rate=\"0.0475\">4.75%<\/div>\n                        <div id=\"cd-earnings-6\" class=\"flex items-center h-14 align-middle cd-earnings bg-white\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-7\" class=\"flex items-center h-14 bg-cfcu-supplementary-gray-5\" data-term=\"48\">48 Month<\/div>\n                        <div id=\"cd-rate-7\" class=\"flex items-center h-14 align-middle bg-cfcu-supplementary-gray-5\" data-rate=\"0.035\">3.50%<\/div>\n                        <div id=\"cd-earnings-7\" class=\"flex items-center h-14 align-middle cd-earnings bg-cfcu-supplementary-gray-5\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-8\" class=\"flex items-center h-14 bg-white\" data-term=\"60\">60 Month<\/div>\n                        <div id=\"cd-rate-8\" class=\"flex items-center h-14 align-middle bg-white\" data-rate=\"0.035\">3.50%<\/div>\n                        <div id=\"cd-earnings-8\" class=\"flex items-center h-14 align-middle cd-earnings bg-white\">\n                            -\n                        <\/div>\n                                                                <div id=\"cd-term-9\" class=\"flex items-center h-14 bg-cfcu-supplementary-gray-5\" data-term=\"6 \">6 Month* <\/div>\n                        <div id=\"cd-rate-9\" class=\"flex items-center h-14 align-middle bg-cfcu-supplementary-gray-5\" data-rate=\"0.02\">2.00%<\/div>\n                        <div id=\"cd-earnings-9\" class=\"flex items-center h-14 align-middle cd-earnings bg-cfcu-supplementary-gray-5\">\n                            -\n                        <\/div>\n                                    <\/div>\n                \n            <\/div>\n            <div id=\"custom-results\" class=\"mb-4\">\n            <\/div>\n            <div class=\"italic text-sm\">\n                APY = Annual Percentage Yield. Rates effective as of April 4, 2024. Dividends are compounded and credited quarterly for 6 month CDs and monthly for all other CDs. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice. Super Saver and Save to Win CDs allow additional deposits throughout the term. <a href=\"\/rates\">See full details for terms and conditions.<\/a>\n            <\/div>\n                                <\/div>\n<\/div>\n\n<div class=\" pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]\">\n    \n        \n    <div class=\"promo-container promo-container__small \">                            <div class=\"promo_image-container promo_image-container_img-right promo_image-container_small text-cfcu-supplementary-gray-10 \" style=\"background-image: url('https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1175102800.jpg');\"><\/div>\n                <div class=\"promo_text-container_img-right promo_text-container rounded-3xl p-10\">\n                                        <h3>See how much you could save<\/h3>\n                                                            <div class=\"flex\">\n                                    <a href=\"http:\/\/staging.cfcudev.com\/financial-calculators\/\"><button id=\"promotion-cta-button\" class=\"\">See All Calculators<\/button><\/a>\n                                            <\/div>\n        <\/div>\n    <\/div>\n    <\/div>\n\n<div class=' pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <!-- page container -->\n    <div class='w-full mx-auto max-w-[1840px]'>\n        <!-- container for the outside of the block blurb content -->\n        <div class=''>\n            <h2 class='section-title'>Choose the right CD for you!<\/h2>\n            <h3>We have options<\/h3>\n            <div class='blurb-container'>\n                                                                                                                                <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?Promo=CDWeb\" target=\"_blank\">\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">savings<\/span>\n                        <\/div>\n                                                <\/a>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?Promo=CDWeb\" target=\"_blank\">\n                                                                        <h4 class='blurb-title'>Term Certificates<\/h4>\n                                                                        <\/a>\n                                                <div class='mb-6 blurb-description'>\n                            <p>Make smart money moves with our Term Certificates! You get to call the shots on how long your money stays invested \u2013 whether it&#8217;s 6 months or 5 years, you have choices.<\/p>\n\n                        <\/div>\n\n                                                                                                            <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?Promo=CDWeb\" target=\"_blank\">\n                                    <button class=\"\">Open a CD<\/button>\n                                <\/a>\n                                                                        <\/div>\n                <\/div>\n                                                                                                                                <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSW&amp;Promo=CDWeb\" target=\"_blank\">\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">trophy<\/span>\n                        <\/div>\n                                                <\/a>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSW&amp;Promo=CDWeb\" target=\"_blank\">\n                                                                        <h4 class='blurb-title'>Save To Win<\/h4>\n                                                                        <\/a>\n                                                <div class='mb-6 blurb-description'>\n                            <p>Our Save to Win certificate is only $25 to open and you can add to it as often as you like. With a Save to Win CD you have chances to win extra cash every month just for saving!<\/p>\n\n                        <\/div>\n\n                                                                                                            <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSW&amp;Promo=CDWeb\" target=\"_blank\">\n                                    <button class=\"\">Open a Save to Win CD<\/button>\n                                <\/a>\n                                                                        <\/div>\n                <\/div>\n                                                                                                                                <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSS&amp;Promo=CDWeb\" target=\"_blank\">\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">monitoring<\/span>\n                        <\/div>\n                                                <\/a>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSS&amp;Promo=CDWeb\" target=\"_blank\">\n                                                                        <h4 class='blurb-title'>Super Saver CD<\/h4>\n                                                                        <\/a>\n                                                <div class='mb-6 blurb-description'>\n                            <p>Start with just $500 and watch your money grow. Plus, you can supercharge your savings with additional deposits of at least $50 along the way.<\/p>\n\n                        <\/div>\n\n                                                                                                            <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSS&amp;Promo=CDWeb\" target=\"_blank\">\n                                    <button class=\"\">Open a Super Saver CD<\/button>\n                                <\/a>\n                                                                        <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\" pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]\">\n    \n        \n    <div class=\"promo-container promo-container__large \">                            <div class=\"promo_image-container promo_image-container_img-right promo_image-container_large text-cfcu-supplementary-gray-10 \" style=\"background-image: url('https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/03\/S138680_2W-SmartestWayToSaveIcon_Stacked_F2-1.jpg');\"><\/div>\n                <div class=\"promo_text-container_img-right promo_text-container rounded-3xl p-10\">\n                            <div class=\"section-title\">Save to Win<\/div>\n                                        <h3>Start Winning Today with Save to Win!<\/h3>\n                                                    <div><div><span style=\"font-size: 1.125rem;\">Save to Win is a 12-month Certificate of Deposit that builds savings while also giving you the chance to win thousands of cash prizes monthly and several $5,000 cash prizes quarterly each year!<br \/>\n<\/span><span style=\"font-size: 1.125rem;\"><br \/>\nFor every <strong>$25 deposited into this certificate<\/strong> you are entered for a chance to win cash prizes each month. Plus, you collect interest on all the money you deposit!<\/span><\/div>\n<\/div>\n                                    <div class=\"flex\">\n                                    <a href=\"https:\/\/forms.fivision.com\/christianfinancialcu\/oa\/?PreSelectedProducts=CDSW&amp;Promo=CDWeb\"><button id=\"promotion-cta-button\" class=\"\">Open an Account<\/button><\/a>\n                                            <\/div>\n        <\/div>\n    <\/div>\n    <\/div>\n\n<div class=' pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <!-- page container -->\n    <div class='w-full mx-auto max-w-[1840px]'>\n        <!-- container for the outside of the block blurb content -->\n        <div class=''>\n            <h2 class='section-title'>Maximize Your Savings with a Certificate of Deposit<\/h2>\n            <h3>The Benefits of CDs - Explained <\/h3>\n            <div class='blurb-container'>\n                                                                                            <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">trending_up<\/span>\n                        <\/div>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                                        <h4 class='blurb-title'>They offer steady growth<\/h4>\n                                                                        <div class='mb-6 blurb-description'>\n                            <p>CDs offer a fixed interest rate that exceeds regular savings accounts, ensuring that your money will experience consistent growth at a predetermined rate. <\/p>\n\n                        <\/div>\n\n                                                                                                                        <\/div>\n                <\/div>\n                                                                                            <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">block<\/span>\n                        <\/div>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                                        <h4 class='blurb-title'>No market risk<\/h4>\n                                                                        <div class='mb-6 blurb-description'>\n                            <p>Your CD&#8217;s performance is independent of market fluctuations, so there is no risk involved. <\/p>\n\n                        <\/div>\n\n                                                                                                                        <\/div>\n                <\/div>\n                                                                                            <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">lock<\/span>\n                        <\/div>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                                        <h4 class='blurb-title'>NCUA Insured<\/h4>\n                                                                        <div class='mb-6 blurb-description'>\n                            <p>Confidence and trust that your funds are secure with us. <\/p>\n\n                        <\/div>\n\n                                                                                                                        <\/div>\n                <\/div>\n                                                                                            <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">monetization_on<\/span>\n                        <\/div>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                                        <h4 class='blurb-title'>Low minimum balance<\/h4>\n                                                                        <div class='mb-6 blurb-description'>\n                            <p>Only $500 to open most CDs with Christian Financial. Only $25 for a Save to Win account! <\/p>\n\n                        <\/div>\n\n                                                                                                                        <\/div>\n                <\/div>\n                                                                                            <div class='blurb-card'>\n                                        <div class='blurb-icon-column'>\n                                                <div>\n                            <span class=\"material-symbols-outlined block-blurb-icon\">add_to_queue<\/span>\n                        <\/div>\n                                            <\/div>\n                                        <div class='blurb-column'>\n                                                                        <h4 class='blurb-title'>Simple to open<\/h4>\n                                                                        <div class='mb-6 blurb-description'>\n                            <p>Open your new CD online in minutes. Fund your new CD with money held outside the Credit Union or from your Christian Financial account. <\/p>\n\n                        <\/div>\n\n                                                                                                                        <\/div>\n                <\/div>\n                        <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>6 Month Certificate<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                6 Month* \n                                                            <\/td>\n                                                        <td>1.99%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>2.00%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY = Annual Percentage Yield. Dividends are compounded and credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice.\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\" aria-describedby=\"audioeye_pdf_message\">See full details.<\/a><\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Certificates of Deposit<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month Super Saver Certificate**\n                                                            <\/td>\n                                                        <td>3.93%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month Save To Win Certificate***\n                                                            <\/td>\n                                                        <td>1.49%<\/td>\n                                                                                    <td>$25<\/td>\n                                                        <td>1.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month Youth Certificate\n                                                            <\/td>\n                                                        <td>4.89%<\/td>\n                                                                                    <td>$250<\/td>\n                                                        <td>5.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month\n                                                            <\/td>\n                                                        <td>4.89%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>5.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                18 Month\n                                                            <\/td>\n                                                        <td>4.41%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                24 Month\n                                                            <\/td>\n                                                        <td>4.41%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                36 Month\n                                                            <\/td>\n                                                        <td>4.65%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.75%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                48 Month\n                                                            <\/td>\n                                                        <td>3.45%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>3.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                60 Month\n                                                            <\/td>\n                                                        <td>3.45%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>3.50%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice.\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\" aria-describedby=\"audioeye_pdf_message\">See full details.<\/a><\/p>\n<p>**SUPER SAVER CD<br \/>\nAdditional Super Saver deposits not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number.\u00a0\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\" aria-describedby=\"audioeye_pdf_message\">See full details.<\/a><\/p>\n<p>***SAVE TO WIN<br \/>\nAdditional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. See full disclosures for specific Save To Win CD details. Save to Win Early Withdrawal Penalty will be equal to $25. Fees may reduce earnings.\u00a0\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/save-to-win-official-rules\/\" aria-describedby=\"audioeye_pdf_message\">See full details.\u00a0<\/a><\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='large-cta-block large-cta-block--full  pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n  <div class='rounded-[16px] bg-cfcu-supplementary-gray-75'>\n    <!-- full-width -->\n  <div class='large-cta-block__inner--full container'>\n    <div class='pt-[90px] pb-[54px] sm:pt-9 md:pb-9 px-12 sm:px-10 md:px-20 max-w-[1840px] mx-auto'>\n    <!-- row to wrap text and button -->\n        <div class='flex flex-col md:flex-row w-full md:justify-between items-center'>\n          <!-- text area -->\n          <div class=>\n            <h3 class='cta-h3'>Want to Chat?<\/h3>\n            <p class='body-lg mt-9 sm:mt-[18px] mb-9 md:mb-0'><span class='text-cfcu-primary-white'>We&#039;re here anytime you need us. <span><\/p>\n          <\/div>\n          <!-- button -->\n          <div class='flex mt-[18px] sm:mt-10 md:mt-0 md:ml-10 lg:ml-20 shrink-0'>\n                          <button class='cta-button cta-button--glia-start-a-chat' data-sm-show-media-selection-on=\"click\"><span class=\"material-symbols-outlined\">chat<\/span>&nbsp;Start a Chat<\/button>\n                      <\/div>\n        <\/div>\n    <\/div>\n  <\/div>\n    <\/div>\n<\/div>\n\n<!-- ===== Fontawesome CDN Link ===== -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.0.0-beta3\/css\/all.min.css\"\/>\n\n<div class=\"carousel  pt-[0px] md:pt-[0px] pb-[72px] md:pt-[0px]\">\n        <h2 class=\"section-title swiper_section-title\">Reviews<\/h2>\n            <h3 class=\"carousel_section-title\">Don&#039;t take our word for it!<\/h3>\n            <section class=\"swiper-section\">\n        <div class=\"swiper swiper-carousel-1\">\n            <div class=\"swiper-wrapper content\">\n                                                <div class=\"swiper-slide card card-large\">\n                        <div class=\"card-content card-content-large\">\n                                                            <div class=\"carousel_card__container carousel_card_image-container\">\n                                    <img decoding=\"async\" class=\"carousel_card_image\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/testimonial-phone-app-e1711049408115.png\" alt=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/testimonial-phone-app-e1711049408115.png\" \/>\n                                <\/div>\n                                                                                    <div class=\"carousel_card__container carousel_card_text-container carousel_card_text-container-large photo\">\n                                                                                                    <img class=\"carousel_card__stars\" src='https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/public\/images\/carousel-5-stars.png' \/>\n                                                                                                                                    <div class=\"carousel_card_description-large\">\n                                                                        <p>&#8220;If you want to get great rates on a CD or other low-risk investment accounts, come here for sure!&#8221;<\/p>\n                                                                     <\/div>\n                                                                                                    <div class=\"carousel_signature\">-Michael C.<\/div>\n                                                                                                    Yelp\n                                                                    <div class=\"flex\">\n                                                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide card card-large\">\n                        <div class=\"card-content card-content-large\">\n                                                            <div class=\"carousel_card__container carousel_card_image-container\">\n                                    <img decoding=\"async\" class=\"carousel_card_image\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/testimonial-party-1.png\" alt=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/testimonial-party-1.png\" \/>\n                                <\/div>\n                                                                                    <div class=\"carousel_card__container carousel_card_text-container carousel_card_text-container-large photo\">\n                                                                                                    <img class=\"carousel_card__stars\" src='https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/public\/images\/carousel-5-stars.png' \/>\n                                                                                                                                    <div class=\"carousel_card_description-large\">\n                                                                        <p>&#8220;I couldn&#8217;t be happier with the service I received from Christian Financial. They were professional, so knowledgeable, always friendly and not pushy on service they were providing.&#8221;<\/p>\n                                                                     <\/div>\n                                                                                                    <div class=\"carousel_signature\">-Marti T.<\/div>\n                                                                                                    Yelp\n                                                                    <div class=\"flex\">\n                                                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <div class=\"swiper-slide card card-large\">\n                        <div class=\"card-content card-content-large\">\n                                                            <div class=\"carousel_card__container carousel_card_image-container\">\n                                    <img decoding=\"async\" class=\"carousel_card_image\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/testimonial-trophy.png\" alt=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/testimonial-trophy.png\" \/>\n                                <\/div>\n                                                                                    <div class=\"carousel_card__container carousel_card_text-container carousel_card_text-container-large photo\">\n                                                                                                    <img class=\"carousel_card__stars\" src='https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/public\/images\/carousel-5-stars.png' \/>\n                                                                                                                                    <div class=\"carousel_card_description-large\">\n                                                                        <p>&#8220;I love CFCU! I&#8217;ve been with them for 10 years &#8211; great staff and good service!&#8221;<\/p>\n                                                                     <\/div>\n                                                                                                    <div class=\"carousel_signature\">-Josh R.<\/div>\n                                                                                                    Google\n                                                                    <div class=\"flex\">\n                                                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                        <\/div>\n        <\/div>\n        <div class=\"carousel_swiper-button-next swiper-button-next-carousel-1\"><img decoding=\"async\" class=\"carousel_swiper_nav-buttons\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/resources\/images\/arrow_circle_right.svg\" \/><\/div>\n        <div class=\"carousel_swiper-button-prev swiper-button-prev-carousel-1\"><img decoding=\"async\" class=\"carousel_swiper_nav-buttons\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/resources\/images\/arrow_circle_left.svg\" \/><\/div>\n        <div class=\"swiper-pagination swiper-pagination-carousel-1\"><\/div>\n    <\/section>\n<\/div>\n\n<!-- Initialize Swiper -->\n<script>\n    var swiper = new Swiper(\".swiper-carousel-1\", { \/\/ need to give each swiper on page a unique class name\n        slidesPerView: 1,\n        spaceBetween: 30,\n        slidesPerGroup: 1,\n        loop: true,\n        loopFillGroupWithBlank: true,\n        pagination: {\n            el: \".swiper-pagination-carousel-1\",\n            clickable: true,\n        },\n        navigation: {\n            nextEl: \".swiper-button-next-carousel-1\",\n            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<\/div>\n<\/div>\n\n<div class=' cfcu-element--personal pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class=\"relative px-5\">\n        <h2 class=\"section-title\"><\/h2>\n        <h2 class=\"playfair\">Savings Related Articles<\/h2>\n        <a href=\"\/news\" class=\"absolute right-5 top-5\">See all articles <span class=\"material-symbols-outlined text-sm\">arrow_forward<\/span><\/a>\n    <\/div>\n\n    <div class=\"news-column flex flex-wrap p-3\">\n                        \n                <article class=\"news-card\">\n<!-- article card shown in index.blade.php-->\n      <div class=\"post-thumbnail news-article_image-container\">\n      <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1333405308-300x200.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1333405308-300x200.jpg 300w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1333405308-1024x683.jpg 1024w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1333405308-768x512.jpg 768w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1333405308-1536x1024.jpg 1536w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1333405308-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\n            <div class=\"news-article_category news-article_category-personal px-2\"> <!-- category name might have spaces? -->\n        <a href=\"\/category\/personal\/#category\" class=\"article-link\">\n          Personal\n        <\/a>\n      <\/div>\n          <\/div>\n    <div class=\"news-article_card-text-container p-2\">\n    <h4 class=\"article\">\n      <a href=\"https:\/\/prod-admin.cfcudev.com\/news\/personal\/6-ways-to-make-your-offer-stand-out-in-a-hot-market\/\" class=\"article-link\">\n        6 Ways to Make Your Offer Stand Out In a Hot Market\n      <\/a>\n    <\/h2>\n    <div class=\"entry-summary\">\n          <\/div>\n        <a href=\"https:\/\/prod-admin.cfcudev.com\/news\/personal\/6-ways-to-make-your-offer-stand-out-in-a-hot-market\/\">\n      <button class=\"news-card__learn-more\">\n        <span class=\"text-[1rem] text-cfcu-secondary-deep-blue uppercase\">Learn More<\/span>\n      <\/button>\n    <\/a>\n      <\/div>\n<\/article>\n                \n                <article class=\"news-card\">\n<!-- article card shown in index.blade.php-->\n      <div class=\"post-thumbnail news-article_image-container\">\n      <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/pexels-ketut-subiyanto-4350217-300x200.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/pexels-ketut-subiyanto-4350217-300x200.jpg 300w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/pexels-ketut-subiyanto-4350217-1024x683.jpg 1024w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/pexels-ketut-subiyanto-4350217-768x512.jpg 768w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/pexels-ketut-subiyanto-4350217-1536x1024.jpg 1536w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/pexels-ketut-subiyanto-4350217-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\n            <div class=\"news-article_category news-article_category-personal px-2\"> <!-- category name might have spaces? -->\n        <a href=\"\/category\/personal\/#category\" class=\"article-link\">\n          Personal\n        <\/a>\n      <\/div>\n          <\/div>\n    <div class=\"news-article_card-text-container p-2\">\n    <h4 class=\"article\">\n      <a href=\"https:\/\/prod-admin.cfcudev.com\/news\/personal\/how-to-save-money-on-your-mortgage\/\" class=\"article-link\">\n        How to Save Money on Your Mortgage\n      <\/a>\n    <\/h2>\n    <div class=\"entry-summary\">\n          <\/div>\n        <a href=\"https:\/\/prod-admin.cfcudev.com\/news\/personal\/how-to-save-money-on-your-mortgage\/\">\n      <button class=\"news-card__learn-more\">\n        <span class=\"text-[1rem] text-cfcu-secondary-deep-blue uppercase\">Learn More<\/span>\n      <\/button>\n    <\/a>\n      <\/div>\n<\/article>\n                \n                <article class=\"news-card\">\n<!-- article card shown in index.blade.php-->\n      <div class=\"post-thumbnail news-article_image-container\">\n      <img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1134255096-300x169.jpg\" class=\"attachment-medium size-medium wp-post-image\" alt=\"\" srcset=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1134255096-300x169.jpg 300w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1134255096-1024x576.jpg 1024w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1134255096-768x432.jpg 768w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1134255096-1536x864.jpg 1536w, https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/02\/GettyImages-1134255096-2048x1152.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\n            <div class=\"news-article_category news-article_category-personal px-2\"> <!-- category name might have spaces? -->\n        <a href=\"\/category\/personal\/#category\" class=\"article-link\">\n          Personal\n        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