{"id":1809,"date":"2024-02-07T16:46:57","date_gmt":"2024-02-07T21:46:57","guid":{"rendered":"http:\/\/18.224.44.141\/?page_id=1809"},"modified":"2024-04-03T13:32:37","modified_gmt":"2024-04-03T17:32:37","slug":"rates","status":"publish","type":"page","link":"https:\/\/prod-admin.cfcudev.com\/rates\/","title":{"rendered":"Rates"},"content":{"rendered":"<div class=\"intro-hero  pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]\">\n    <div class=\"intro-hero_text-container rounded-3xl p-5\">\n                <h1 class=\"section-title\">Christian Financial Credit Union Rates<\/h1>\n                <h2 class=\"playfair\">Check out our rates!<\/h2>\n        <h4 class=\"intro-hero-text\">Christian Financial Credit Union tends to have lower loan rates and higher savings rates than other financial institutions.\r\nSee for yourself!<\/h4>\n                    <div class=\"button-container\">\n                                                                <a href=\"#loan-rates\"><button class=\"\"><span class=\"material-symbols-outlined\">percent<\/span>&nbsp;Loan Rates<\/button><\/a>\n                                                                                <a href=\"#savings-rates\"><button class=\"\"><span class=\"material-symbols-outlined\">savings<\/span>&nbsp;Savings Rates<\/button><\/a>\n                                                    <\/div>\n            <\/div>\n    <div class=\"intro-hero_image-container intro-hero_image-container_icon bg-cfcu-secondary-deep-blue\">\n                    <img decoding=\"async\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/icon-devices.svg\" class=\"intro-hero_image_icon\" alt=\"\" \/>\n            <\/div>\n<\/div>\n\n\n<div id=\"loan-rates\"><\/div>\n<script>\n    jQuery(document).ready(() => {\n        const linkName = 'loan-rates'\n        console.log('script is running')\n        jQuery(`a[href=\"#${linkName}\"]`).on(\"click\", function(e) {\n            e.preventDefault()\n            const offset = jQuery(window).width() > 768 ? 175 : 230\n            console.log(jQuery(window).width())\n            jQuery('html,body').animate({scrollTop:jQuery(jQuery(this).attr('href')).offset().top - offset},500);\n        })\n    })\n<\/script>\n\n<div class=' pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n  <div class='w-full'>\n    <div class='flex flex-col rounded-[24px]'>\n      <div role='button' class='accordion-header accordion-closed flex flex-row justify-between items-center px-6 py-[3px] bg-cfcu-supplementary-gray-25'>\n        <div class='accordion-textbox'>\n          <h3 class='accordion-h3'>Loan Rates<\/h3>\n        <\/div>\n        <img class='w-12 h-12 accordion-toggle shrink-0' src='https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/public\/images\/icons\/add_circle.svg' alt='expand accordion toggle' \/>\n      <\/div>\n      <div class='accordion-inner-content-container'>\n        <div class='px-0 py-6 lg:py-10 md:px-[14px] lg:px-6'>\n          \n<div class='current-date-block flex gap-1 flex-row pb-[18px]'>\n    <p>Effective Date <\/p>\n    <p class='current-date-field'>April 3rd, 2024<\/p>\n<\/div>\n\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Auto Loans &#039;21-&#039;24<\/h4>\n        <p class='body-lg'>Rates valid for 2021-2024 New &amp; Used Auto Loans<\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 &#8211; 60 months\n                                                            <\/td>\n                                                                                    <td>6.24%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                61 &#8211; 75 months  |  $15,000 &amp; over\n                                                            <\/td>\n                                                                                    <td>6.74%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                76 &#8211; 84 months  |  $30,000 &amp; over\n                                                            <\/td>\n                                                                                    <td>7.24%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 6.24% APR, the payment will be $388.89. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest.\u00a0Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service\u00a0Representative for full details.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Auto Loans &#039;14 &#8211; &#039;20<\/h4>\n        <p class='body-lg'>Rates valid for Used Autos (Model years 2014 &#8211; 2020)<\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 &#8211; 60 months   \n                                                            <\/td>\n                                                                                    <td>6.24%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                61 &#8211; 75 months  |  $15,000 &amp; over\n                                                            <\/td>\n                                                                                    <td>6.74%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                76 &#8211; 84 months  |  $30,000 &amp; over\n                                                            <\/td>\n                                                                                    <td>7.24%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 6.24% APR, the payment will be $388.89. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest.\u00a0Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service\u00a0Representative for full details.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Auto Rates &#8211; up to &#039;13<\/h4>\n        <p class='body-lg'>Rates valid for Used Autos (Model years 2013 and older)<\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 &#8211; 60 months\n                                                            <\/td>\n                                                                                    <td>9.24%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 6.24% APR, the payment will be $388.89. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest.\u00a0Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service\u00a0Representative for full details.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Boat &amp; Recreational Vehicle Loans<\/h4>\n        <p class='body-lg'>Boats, RVs, Travel Trailers, Motor Homes, Mobile Homes<\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Loan Amount<\/th>\n                                                        <th>Max Term<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Any amount\n                                                            <\/td>\n                                                        <td>Up to 120 months<\/td>\n                                                                                    <td>6.49%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                $50,000+\n                                                            <\/td>\n                                                        <td>Up to 180 months<\/td>\n                                                                                    <td>6.99%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                $75,000+\n                                                            <\/td>\n                                                        <td>Up to 240 months<\/td>\n                                                                                    <td>7.49%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, require automatic payments, are based on credit history, and subject to change without notice. Loans requested for more than 80% of collateral value may be subject to a higher rate of interest.\u00a0Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details. For example, for a loan of $35,000\u00a0at 120\u00a0months with an interest rate of 6.49% APR, the payment will be $397.24.\u00a0**Loan must be current\u00a0(cannot be delinquent) to qualify for free annual Skip a Payment. Recreational vehicles only. Excludes loans written to covered borrowers under the Military Lending Act. The skipped payment will be added to the end of the loan and will extend the maturity date of the loan. If a scheduled payment for the loan has been set up through Online Banking or initiated\u00a0by the member at another financial institution, the member is responsible for canceling the scheduled payment. Eligible loans may skip only one payment per calendar year. Recreational Vehicles that skip a payment are not eligible for the Holiday Skip a Payment program.\u00a0Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Powersport Loans<\/h4>\n        <p class='body-lg'>Motorcycles, Jet Ski&#039;s, Snowmobiles, Off-Road Vehicles, Camper Tops, Riding Lawn Tractors<\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Up to 60 Months\n                                                            <\/td>\n                                                                                    <td>6.74%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Up to 84 Months (must be over $10,000)\n                                                            <\/td>\n                                                                                    <td>7.74%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, require automatic payments, are based on credit history, and subject to change without notice. Loans requested for more than 80% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details. For example, for a loan of $9,000 at 60 months with an interest rate of 6.74% APR, the payment will be $177.11. **Loan must be current (cannot be delinquent) to qualify for free annual Skip a Payment. Recreational vehicles only. Excludes loans written to covered borrowers under the Military Lending Act. The skipped payment will be added to the end of the loan and will extend the maturity date of the loan. If a scheduled payment for the loan has been set up through Online Banking or initiated by the member at another financial institution, the member is responsible for canceling the scheduled payment. Eligible loans may skip only one payment per calendar year. Recreational Vehicles that skip a payment are not eligible for the Holiday Skip a Payment program. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Personal Loans<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Type<\/th>\n                                                        <th>Term<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Line of Credit\n                                                            <\/td>\n                                                        <td>\u2013<\/td>\n                                                                                    <td>11.49%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Personal Loan****\n                                                            <\/td>\n                                                        <td>Up to 60 months<\/td>\n                                                                                    <td>10.49%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Seasonal Personal Loan**\n                                                            <\/td>\n                                                        <td>Up to 12 months<\/td>\n                                                                                    <td>9.99%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Share Pledged Loan\n                                                            <\/td>\n                                                        <td>\u2013<\/td>\n                                                                                    <td>6.74%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Certificate Pledged Loan***\n                                                            <\/td>\n                                                        <td>\u2013<\/td>\n                                                                                    <td>6.74%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial\u00a0and subject to change without notice. Loans requested for more than 95% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest.Please see a Christian Financial Service Representative for full details. **Can be used for vacations, wedding expenses or taxes. For example, for a loan of $1,000 at 12 months with an interest rate of 8.49%, the monthly payment would be $87.22. Minimum loan amount limited to $500.00. Maximum loan amount limited to $5,000.00. No additional discounts for Auto Transfer\/Electronic Payment. ***Term of loan cannot exceed term of certificate. ****Rate shown includes discount for automatic payment.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Debt Shed<\/h4>\n        <p class='body-lg'>Apply for a Debt Consolidation Loan<\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Type<\/th>\n                                                        <th>Loan Amount<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Debt Shed &#8211; Under $10,000\n                                                            <\/td>\n                                                        <td>Up to $10,000<\/td>\n                                                                                    <td>9.49%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Debt Shed &#8211; $10,000 to $15,000**\n                                                            <\/td>\n                                                        <td>$10,001 &#8211; $15,000<\/td>\n                                                                                    <td>10.49%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, and subject to change without notice. Please see a Christian Financial Service Representative for full details.<\/p>\n<p>**Max to Lend = $15,000. \u00a0Rates listed are based on automatic loan payment. Refinancing of existing Christian Financial debt not available with Debt Shed. No consolidation of existing Debt Sheds. For example, for a loan of $10,000 at 9.49% APR for 36 months, the monthly payment would be $320.28.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Visa Credit Cards<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Type<\/th>\n                                                        <th>Minimum Credit Line<\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Visa Platinum Credit Card\n                                                            <\/td>\n                                                        <td>$2000<\/td>\n                                                                                    <td>8.90%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Visa Signature Credit Card \n                                                            <\/td>\n                                                        <td>$5000<\/td>\n                                                                                    <td>9.90%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, and subject to change without notice. Please see a Christian Financial Service Representative for full details.\u00a0<a href=\"#foo\" target=\"_blank\" rel=\"noopener\" data-aesra-score=\"linkNewWindowWarning:1;\" aria-describedby=\"audioeye_new_window_message\">Click here <\/a>to view a complete guide to your signature benefits. **$100 Cash Back for spend and 2% Cash Back for balance transfers is applicable to new accounts only. \u00a0Offers do not apply to account upgrades or transfers from an existing Christian Financial account. Balance transfer offer is valid only on balances transferred from outside institutions.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Home Equity Line of Credit<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Type<\/th>\n                                                        <th><\/th>\n                                                                                    <th>APR*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Home Equity Line of Credit\n                                                            <\/td>\n                                                        <td><\/td>\n                                                                                    <td>7.50%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p><cite>*APR = Annual Percentage Rate.\u00a0<\/cite>Home Equity Lines of Credit are available on primary residences located in the State of Michigan only. Rates are subject to change without notice and are variable. The minimum rate that may be imposed is 5.50% APR. The maximum rate that may be imposed is 14.00% APR. You must pay certain fees to third parties to originate the Home Equity Loan. These fees generally total between $0.00 and $1,000. If you ask, we will provide you with an itemization of the fees you will have to pay third parties. Property insurance is required, and flood insurance may be required. Non-members will be charged a $10 new membership fee upon account opening.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n\n\n\n<h4 class=\"wp-block-heading\">Mortgages<\/h4>\n\n\n\n<p class=\"has-cfcu-supplementary-gray-5-background-color has-background has-xs-font-size\" style=\"line-height:1.6\">*<em>APR&nbsp;= Annual Percentage Rate. All rates are best available, are based on credit history and automatic loan payment, and are subject to change without notice. Auto loans requested for more than 100% of collateral value may be subject to a higher rate of interest. Recreational vehicles requested for more than 85% of collateral value may be subject to a higher rate of interest.<br>**Max to Lend = $7,000. No additional discounts for Auto Transfer\/Electronic Payment. Refinancing of existing Christian Financial&nbsp;debt not available with Debt Shed.<br>***Term of loan cannot exceed term of certificate.<\/em><\/p>\n\n\n\n<div style=\"height:96px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Mortgage 30-Year Fixed Rate Purchase<\/h4>\n\n\n<div class=\"wp-block-html\">\n<iframe style=\"width:100%; min-height:220px; height:100%;\" src=\"https:\/\/www.mortgagecenter.com\/iframes\/cfnewsiteiframe-purchase30\"><\/iframe>\n<\/div>\n\n\n<div style=\"height:96px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Mortgage 15-Year Fixed Rate Purchase<\/h4>\n\n\n<div class=\"wp-block-html\">\n<iframe style=\"width:100%; min-height:200px; height:100%;\" src=\"https:\/\/www.mortgagecenter.com\/iframes\/cfnewsiteiframe-purchase15\"><\/iframe>\n<\/div>\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Mortgage 7\/1 Arm<\/h4>\n\n\n<div class=\"wp-block-html\">\n<iframe style=\"width:100%; min-height:200px; height:100%;\" src=\"https:\/\/www.mortgagecenter.com\/iframes\/cfnewsiteiframe-arm7-1\"><\/iframe>\n<\/div>\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\">Mortgage 5\/1 Arm<\/h4>\n\n\n<div class=\"wp-block-html\">\n<iframe style=\"width:100%; min-height:200px; height:100%;\" src=\"https:\/\/www.mortgagecenter.com\/iframes\/cfnewsiteiframe-arm5-1\"><\/iframe>\n<\/div>\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<div id=\"savings-rates\"><\/div>\n<script>\n    jQuery(document).ready(() => {\n        const linkName = 'savings-rates'\n        console.log('script is running')\n        jQuery(`a[href=\"#${linkName}\"]`).on(\"click\", function(e) {\n            e.preventDefault()\n            const offset = jQuery(window).width() > 768 ? 175 : 230\n            console.log(jQuery(window).width())\n            jQuery('html,body').animate({scrollTop:jQuery(jQuery(this).attr('href')).offset().top - offset},500);\n        })\n    })\n<\/script>\n\n<div class=' pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n  <div class='w-full'>\n    <div class='flex flex-col rounded-[24px]'>\n      <div role='button' class='accordion-header accordion-closed flex flex-row justify-between items-center px-6 py-[3px] bg-cfcu-supplementary-gray-25'>\n        <div class='accordion-textbox'>\n          <h3 class='accordion-h3'>Savings Rate<\/h3>\n        <\/div>\n        <img class='w-12 h-12 accordion-toggle shrink-0' src='https:\/\/prod-admin.cfcudev.com\/wp-content\/themes\/cfcu\/public\/images\/icons\/add_circle.svg' alt='expand accordion toggle' \/>\n      <\/div>\n      <div class='accordion-inner-content-container'>\n        <div class='px-0 py-6 lg:py-10 md:px-[14px] lg:px-6'>\n          \n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class='current-date-block flex gap-1 flex-row pb-[18px]'>\n    <p>Effective Date <\/p>\n    <p class='current-date-field'>April 3rd, 2024<\/p>\n<\/div>\n\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Savings Accounts<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Type<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Savings**\n                                                            <\/td>\n                                                        <td>0.05%<\/td>\n                                                                                    <td>$100.00<\/td>\n                                                        <td>0.05%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Christmas Club**\n                                                            <\/td>\n                                                        <td>0.25%<\/td>\n                                                                                    <td>$100.00<\/td>\n                                                        <td>0.25%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                IRA Savings \n                                                            <\/td>\n                                                        <td>0.50%<\/td>\n                                                                                    <td>$1,000.00<\/td>\n                                                        <td>0.50%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY= Annual Percentage Yield. **If fees are applied, it may reduce the earnings on the account.\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/service-charges-fees\/\">Click here<\/a> <span class=\"ae-compliance-indent\">to<\/span><span class=\"ae-compliance-indent\"> view the full list of service charges &amp; fees.<\/span>\u00a0to view the full list of service charges &amp; fees. Yields may change after opening, and\u00a0are subject to change without notice.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>6 Month Certificate<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                6 Month* \n                                                            <\/td>\n                                                        <td>1.99%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>2.00%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY = Annual Percentage Yield. Dividends are compounded and credited quarterly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice.\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\" aria-describedby=\"audioeye_pdf_message\">See full details.<\/a><\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Certificates of Deposit<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month Super Saver Certificate**\n                                                            <\/td>\n                                                        <td>3.93%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month Save To Win Certificate***\n                                                            <\/td>\n                                                        <td>1.49%<\/td>\n                                                                                    <td>$25<\/td>\n                                                        <td>1.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month Youth Certificate\n                                                            <\/td>\n                                                        <td>4.89%<\/td>\n                                                                                    <td>$250<\/td>\n                                                        <td>5.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month\n                                                            <\/td>\n                                                        <td>4.89%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>5.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                18 Month\n                                                            <\/td>\n                                                        <td>4.41%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                24 Month\n                                                            <\/td>\n                                                        <td>4.41%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                36 Month\n                                                            <\/td>\n                                                        <td>4.65%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.75%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                48 Month\n                                                            <\/td>\n                                                        <td>3.45%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>3.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                60 Month\n                                                            <\/td>\n                                                        <td>3.45%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>3.50%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY = Annual Percentage Yield. Dividends are compounded and credited monthly. Penalties may apply for early withdrawals from certificate accounts. Fees may reduce earnings. Rates are subject to change without notice.\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\" aria-describedby=\"audioeye_pdf_message\">See full details.<\/a><\/p>\n<p>**SUPER SAVER CD<br \/>\nAdditional Super Saver deposits not to exceed $100,000 in aggregate per Certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security number.\u00a0\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\" aria-describedby=\"audioeye_pdf_message\">See full details.<\/a><\/p>\n<p>***SAVE TO WIN<br \/>\nAdditional deposits can be made throughout the term of the certificate. Maximum number of Save To Win Certificates is limited to ONE per Social Security number. See full disclosures for specific Save To Win CD details. Save to Win Early Withdrawal Penalty will be equal to $25. Fees may reduce earnings.\u00a0\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/save-to-win-official-rules\/\" aria-describedby=\"audioeye_pdf_message\">See full details.\u00a0<\/a><\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>IRA Certificates<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Term<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                12 Month\n                                                            <\/td>\n                                                        <td>4.89%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>5.00%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                18 Month\n                                                            <\/td>\n                                                        <td>4.41%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                24 Month\n                                                            <\/td>\n                                                        <td>4.41%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                36 Month\n                                                            <\/td>\n                                                        <td>4.65%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>4.75%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                48 Month\n                                                            <\/td>\n                                                        <td>3.45%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>3.50%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                60 Month\n                                                            <\/td>\n                                                        <td>3.45%<\/td>\n                                                                                    <td>$500<\/td>\n                                                        <td>3.50%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY = Annual Percentage Yield. All rates are subject to change without notice.\u00a0<a href=\"http:\/\/staging.cfcudev.com\/disclosures\/account-agreement\/\">See full details.<\/a><\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n<div class='pt-[0px] md:pt-[0px] pb-[72px] md:pb-[96px]'>\n    <div class='rates-table-block w-full'>\n        <h4>Money Market<\/h4>\n        <p class='body-lg'><\/p>\n                    <div class='rates-table-container'>\n                <table class='rates-table'>\n                    <thead>\n                        <tr class='rates-table-header body-lg'>\n                            <th>Type<\/th>\n                                                        <th>Dividend Rate<\/th>\n                                                                                    <th>Minimum Balance<\/th>\n                                                        <th>APY*<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                                <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                Money Market Savings**\n                                                            <\/td>\n                                                        <td>0.25%<\/td>\n                                                                                    <td>$100.00 &#8211; $2,499.99<\/td>\n                                                        <td>0.25%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                \n                                                            <\/td>\n                                                        <td>0.75%<\/td>\n                                                                                    <td>$2,500.00 &#8211;  $9,999.99<\/td>\n                                                        <td>0.75%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                \n                                                            <\/td>\n                                                        <td>0.85%<\/td>\n                                                                                    <td>$10,000.00 &#8211; $49,999.99<\/td>\n                                                        <td>0.85%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                \n                                                            <\/td>\n                                                        <td>1.09%<\/td>\n                                                                                    <td>$50,000.00 &#8211; $149,999.99<\/td>\n                                                        <td>1.10%<\/td>\n                        <\/tr>\n                                            <tr class='rates-table-body body-normal'>\n                            <td>\n                                                                \n                                                            <\/td>\n                                                        <td>1.24%<\/td>\n                                                                                    <td>$150,000.00 and above<\/td>\n                                                        <td>1.25%<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n                        <div class='disclosure'><p>*APY= Annual Percentage Yield.\u00a0Yields may change after opening, and\u00a0are subject to change without notice.\u00a0**This account has a blended rate. Contact us for full terms and conditions.<\/p>\n<\/div>\n          \n    <\/div>\n<\/div>\n\n\n\n<p class=\"has-cfcu-supplementary-gray-10-background-color has-background has-xs-font-size\" style=\"line-height:1.6\"><em>*APY = Annual Percentage Yield. All rates are subject to change without notice.<br>**If fees are applied, it may reduce the earnings on the account.<br>***Additional Deposits can be made throughout the term of the certificate. Maximum number of Save to Win Certificates is limited to ONE per Social Security Number.&nbsp;<a href=\"https:\/\/www.christianfinancialcu.com\/Disclosures\/\">Tap here<\/a>&nbsp;for full rules and details.<br>^Additional Super Saver Deposits not to exceed $50,000 in aggregate per certificate. Maximum number of Super Saver Certificates is limited to TWO per Social Security Number.<\/em><\/p>\n\n\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n\n<!-- ===== Fontawesome CDN Link ===== -->\n<link rel=\"stylesheet\" href=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/font-awesome\/6.0.0-beta3\/css\/all.min.css\"\/>\n\n<div class=\"carousel  pt-[0px] md:pt-[0px] pb-[72px] md:pt-[0px]\">\n                <section class=\"swiper-section\">\n        <div class=\"swiper swiper-carousel-1\">\n            <div class=\"swiper-wrapper content\">\n                                                <div class=\"swiper-slide card card-small\">\n                        <div class=\"card-content card-content-small\">\n                                                            <div class=\"carousel_card__container carousel_card_image-container image img-bg-cfcu-supplementary-new-green\">\n                                                                            <img decoding=\"async\" class=\"\" src=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/icon-couch.svg\" alt=\"https:\/\/prod-admin.cfcudev.com\/wp-content\/uploads\/2024\/01\/icon-couch.svg\" \/>\n                                                                    <\/div>\n                                                                                    <div class=\"carousel_card__container carousel_card_text-container carousel_card_text-container-small photo\">\n                                                                                                                                    <h4>Your time is valuable. 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