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Auto Loans in Michigan
What Drives You?
Our rates are some of the lowest in the state. Whether you’re purchasing brand new or looking to buy out a lease, we have options.
Auto Loans '20 – '24
Rates valid for New & Used Autos (Model years 2020-2024)
| Term | APR* |
|---|---|
| 12 – 60 months | 5.99% |
| 61 – 75 months | $15,000 & over | 6.24% |
| 76 – 84 months | $30,000 & over | 6.99% |
*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 5.99% APR, the payment will be $387. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details.
Auto Loans '14 – '19
Rates valid for Used Autos (Model years 2014 – 2019)
| Term | APR* |
|---|---|
| 12 – 60 months | 6.24% |
| 61 – 75 months | $15,000 & over | 6.49% |
| 76 – 84 months | $30,000 & over | 7.24% |
*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 6.24% APR, the payment will be $388.89. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details.
Auto Rates – up to '13
Rates valid for Used Autos (Model years 2013 and older)
| Term | APR* |
|---|---|
| 12 – 60 months | 9.24% |
*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. For example, for a loan of $20,000 at 60 months with an interest rate of 6.24% APR, the payment will be $388.89. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest. Members refinancing existing Christian Financial Credit Union loans are subject to a higher rate of interest. Please see a Christian Financial Service Representative for full details.
Explore your affordable vehicle options
Car Loan Extra Features
Gas up your new loan with these to get even more from your relationship with us.
Apply Online
Apply online, in 5 minutes or less!
Set it & Forget It
Set up automatic loan payment and save on your rate!
Skip the Trip
Close on your loan digitally through Docusign.
Life Happens
Protect your loan in cases of mechanical failure, a total loss, personal disability, hospitalization and job loss.
Make Payments with Ease
Make a loan payment easily through Digital Banking, even from other banks.
Auto Loan Related Products
TruStage Auto Insurance
Your credit union membership could result in some nice savings with our partner TruStage. They offer discounted rates exclusively for credit union members, with online services, and 24/7 claims service. Get your free quote today or call 1-855-483-2149.
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Reviews
Don't take our word for it!
“I recently applied for an auto loan and was approved. This credit union made the process easier without all the hassle at other financial institutions. The MOST important thing about CFCU is that they believe in their members and don’t focus on past credit mistakes.”
“I purchased a new car recently and Christian Financial had the best loan rates. The entire loan experience was first class. Loan officer was prompt, communicated plenty with me and the entire process was great. Clean, well designed bank centers with very nice staff – fully impressed.
“CFCU has very competitive loan rates and great customer service, and their financial services representatives are very friendly!”
*APR = Annual Percentage Rate. Rates shown are the best available, are based on credit history, are available only on loans not already financed with Christian Financial and subject to change without notice. Rates listed are based on automatic loan payment. Loans requested for more than 105% of collateral value may be subject to a higher rate of interest. For example, for a loan of $30,000 at 6.24% APR for a 72 month term would have a payment of $501.30. Members refinancing existing Christian Financial loans are subject to a higher rate of interest. Please contact us for full details.
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