CFCU News Featured Article

If you’ve been house hunting lately, you’ve probably seen Adjustable-Rate Mortgages (ARMs) making a comeback. For those who lived through the housing crisis of 2008, you might be wondering: Is an ARM still risky? Here’s the good news: Today’s ARMs are nothing like the free-for-all loans that helped fuel the housing crash. In fact, modern ARM loans are…

Learn how to read a Loan Estimate, compare mortgage offers, understand closing costs, and identify opportunities to save on your home loan.

Managing everyday expenses can be challenging, especially when costs for food, childcare, utilities, and other necessities continue to rise. One question many families ask is: What financial assistance programs are available to help reduce household expenses? The good news is that assistance programs may be available, but many people don’t know where to find them…

Getting your first paycheck is an exciting milestone. Whether it comes from a summer job, part-time position, or side hustle, earning your own money gives you the opportunity to make financial decisions for the first time. While it may be tempting to spend your entire paycheck right away, taking a thoughtful approach can help you…

Buying your first car is an exciting milestone. For many teens, it represents independence, responsibility, and the freedom to travel to school, work, and activities. While purchasing a vehicle may seem like a major financial goal, creating a savings plan can make it much more achievable. Learning how to save for your first car can…

Teaching children about money is an important part of preparing them for the future. One question many parents ask is: When should I open a Youth Savings Account for my child? The good news is there isn’t a single “right” age. Every child learns and develops at their own pace. However, introducing the concept of…

Online gambling is more accessible than ever, and for some, it can become difficult to manage. Learn the warning signs and find confidential resources for support.

Learn the hidden costs of buying a home and how to budget for closing fees, inspections, and more.